Welcome to this 3-bedroom, 3-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. With 1,995 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. The kitchen was planned for both everyday meals and special occasions, with plenty of room to cook, serve, and connect. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. Outside, the property offers approximately 14.25 acres, giving ample room to relax, play, or plan future outdoor projects. The property includes parking available, offering convenience for residents and guests. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. Currently listed for about 81 days, this property combines space, style, and value. At $539,000, this home is well positioned for buyers seeking value in Toccoa.