Located on 10 Elm Street in Covington, this 2-BR, 2-BA home is not part of a subdivision and comes without mandatory HOA fees. From the first step inside, the flow of this home feels both practical and welcoming. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 0.16 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available for multiple vehicles, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Covington offers a more independent feel with no mandatory HOA. With roughly 8 days on the market, this property stands out for condition and location. At $119,999, this home is well positioned for buyers seeking value in Covington.