This 2-bed, 1-bath residence in Monticello offers the flexibility of a non HOA setting while still providing comfortable everyday living. Inside, the home offers 890 square feet of finished living space, giving plenty of room for everyday living and easy entertaining. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. The main living areas are filled with natural light and provide an easy flow for hosting friends or enjoying quiet evenings at home. A private backyard adds extra space for play, pets, or simple relaxation. The property includes parking available, offering convenience for residents and guests. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. With approximately 288 days on the market, this home is well positioned for the next owner. At $169,000, this home is well positioned for buyers seeking value in Monticello.