Welcome to this 5-bedroom, 3-bath home in Monticello, set outside of a formal subdivision with no mandatory HOA. With 4,000 square feet of finished living space, this floor plan offers generous gathering spaces as well as comfortable private retreats. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 5 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. Set outside of a formal subdivision, this address in Monticello offers a more independent feel with no mandatory HOA. With approximately 68 days on the market, this home is well positioned for the next owner. With an asking price of $680,000, this property represents an appealing opportunity in the current market.