Located on 89 Simmons Ridge in Mineral Bluff, this 3-BR, 3-BA home is not part of a subdivision and comes without mandatory HOA fees. Thoughtfully planned, the interior provides 3,360 square feet of finished living space with an open, livable feel from room to room. The kitchen functions as the heart of the home with ample counter space, storage, and a natural connection to the main living areas. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 12.56 acres, creating a comfortable setting for outdoor living and weekend gatherings. With parking available, the home provides flexible options for families and visitors. The location provides quick access to Mineral Bluff amenities while offering the flexibility of living outside a subdivision with no required HOA. With roughly 4 days on the market, this property stands out for condition and location. Currently offered at $469,000, this home delivers a strong combination of space, condition, and location.